Free tools

Quick checks you can do yourself. They run in your browser, and nothing you type is saved or sent.

• Bill and EOB checkerEnter a few numbers from your medical bill and your explanation of benefits (EOB). See where they don't match and what to ask about before you pay.Open the tool →
• No Surprises Act checkAnswer a few questions about your care and coverage to see if the No Surprises Act likely protects you from a surprise medical bill, and what to do next.Open the tool →
• Charity care screenerSee your household income as a percent of the 2026 federal poverty guidelines, which hospitals use to decide who qualifies for charity care and discounts.Open the tool →
• Appeal deadline calculatorEstimate your deadline to appeal a denied health insurance claim from the date on your notice, for job-based, Marketplace, Medicare, and Medicaid coverage.Open the tool →
• Medical bill checklistA printable checklist of what to check on any medical bill before you pay it: your details, the EOB, duplicate charges, discounts, and your options.Open the tool →